perrytime Posted May 21, 2013 Report Share Posted May 21, 2013 Anyone have experience with this, how often does vehicle do a health report? what do they use the data for? I am afraid they may infer texting or talking while driving, when it is a passenger doing it. Quote Link to comment Share on other sites More sharing options...
RJG Posted May 21, 2013 Report Share Posted May 21, 2013 Insurance company just keeping up with your mileage. If you don't drive much, could be extra discounts. I do it. Quote Link to comment Share on other sites More sharing options...
Dingo Posted May 22, 2013 Report Share Posted May 22, 2013 It also tracks speed, braking, and g-forces, according to my insurance friend. Quote Link to comment Share on other sites More sharing options...
cheley124 Posted May 27, 2013 Report Share Posted May 27, 2013 Our agent advised against it because it tracks speed, braking, mileage. Unless you are always under the speed limit . . . . Quote Link to comment Share on other sites More sharing options...
TheWizard Posted May 28, 2013 Report Share Posted May 28, 2013 It has no way of knowing if you're speeding unless you go fast enough to be clearly speeding on any road (e.g. more than 80 mph). That's because it has no way of knowing the speed limit of the road you're on. My understanding is that they use: - mileage to determine how much you drive - the more you drive the more likely you are to be involved in a crash. - the time of day you drive - driving at rush hour is more perilous than during other times of day although 1:00-2:00 in the morning can also be a problem unless you work the night shift. - acceleration and braking force - repeated heavy acceleration and/or braking indicates someone who drives aggressively. Quote Link to comment Share on other sites More sharing options...
TheWizard Posted May 29, 2013 Report Share Posted May 29, 2013 I don't think you can get location information through the OBD II port. Certainly there is no position information if the car isn't equipped with factory navigation and I don't think the navigation system provides that information through the OBD II port. Even GM's OnStar system can only provide location by triangulation using the cellular signal and that also doesn't get stored or provided through the diagnostic port. Police investigators have to remove the data module after an airbag deployment in order to get terminal speed, acceleration/decelleration, braking force and similar information - they can't just plug in a reader to get that data. Not that a healthy dose of caution isn't warranted, just that location information isn't currently available through the diagnostics port. Quote Link to comment Share on other sites More sharing options...
Dingo Posted May 29, 2013 Report Share Posted May 29, 2013 I just called Progressive. I was curious. The rep said that it only records 3 fields. They are distance driven per day, how often you drive between midnight and 4 a. M., and how heavily you brake. She also said the braking one was the most important. Quote Link to comment Share on other sites More sharing options...
TheWizard Posted May 29, 2013 Report Share Posted May 29, 2013 Don't have to. You just need your own GPS receiver in the module and get the power from port. It doesn't even have to do the math to get position. It doesn't care. It would just store enough raw data that the position could be determined when the data is pulled. For me the GPS concern was coming more from our security then from me. My guess is that this information was coming from our customers. Interesting. And certainly possible although I'm not sure how good the satellite reception would be from under the dash. But Progressive at least specifically disclaims having any kind of GPS electronics in their "Snapshot" device. Quote Link to comment Share on other sites More sharing options...
Eatinitup Posted May 29, 2013 Report Share Posted May 29, 2013 Interesting. And certainly possible although I'm not sure how good the satellite reception would be from under the dash. But Progressive at least specifically disclaims having any kind of GPS electronics in their "Snapshot" device. With All-State and Progressive, you can log in daily to their website and review your stats.. The biggest complaint people have on these devices is that they NEVER hit the brakes hard, yet they get negative reviews on their stats for HARD BRAKING.. I personally didn't do it because All-State claims to give you a discount but the people who have done it, find its not a discount at all.. You get 10% off your Insurance Premium just for signing up, then a total of up too 20% more, equaling a total of 30%. But what they don't tell you is, its not 30% across the top.. Its 1% off here and there in different areas, but not off the total bill. All in all, people are only seeing a total of like 14$ off thier premium every 6 months.. To me that is bullshit, to have to have that device in my car for 90 days... ONLY 14$, LOL Quote Link to comment Share on other sites More sharing options...
perrytime Posted June 4, 2013 Author Report Share Posted June 4, 2013 There is no device added to car, i guess cause my edge has nav system, the sync system talks to my blue tooth enabled phone and ask if i want to to a report. no OBDII port involved. Yes, only $15 every 6 months savings. Agent said possible additional discount if miles driven is on low side. Quote Link to comment Share on other sites More sharing options...
Eatinitup Posted June 4, 2013 Report Share Posted June 4, 2013 There is no device added to car, i guess cause my edge has nav system, the sync system talks to my blue tooth enabled phone and ask if i want to to a report. no OBDII port involved. Yes, only $15 every 6 months savings. Agent said possible additional discount if miles driven is on low side. Ahh ok! With all state its a device that plugs into your port. 15$ really isn't worth the entire hassle if you ask me! Quote Link to comment Share on other sites More sharing options...
RJG Posted June 11, 2013 Report Share Posted June 11, 2013 (edited) I do it....can't think of any reason not too. No car with Sync or the GM Encore system will need a device. Easy money it seems to me. Edited June 11, 2013 by RJG Quote Link to comment Share on other sites More sharing options...
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