The one positive in Canada with leasing is that if you are ever in an accident, you don't have to worry about the diminished value (we don't have GAP insurance here or the ability to file a diminished value claim with the insurer). I learned that the hard way when someone rear ended my Subaru BRZ, which was financed. My only recourse would have been to sue the person but that would have been timely, costly, and not guaranteed.