pearlybaker,
It's funny you ask that; I went through that EXACT same scenario a few days ago. I qualify for X-Plan and was able to take advantage of all the available incentives I qualified for ($1,000 off). In addition I tried to Finance through Bank of America, but when I went to the dealership, they were able to source better financing for me (BoA was going to give me 2.88 for 60, but the finance manager at ford got me 2.9 or 1.9 for 60 if I purchased the Premium ESP 84/125k for an additional $1700)
Short answer: Yes, you can get those rebates; BoA doesnt' give great financing, even if your Experian is in the 800s